Business Checking Accounts

Meridian Trust business experts are here ready to assist you. Whether you have money to deposit, checks to write, bills to pay, or money to borrow for your business, you get local, professional and knowledgeable service and support from Meridian Trust, helping you to become even more successful.

  • A Business Checking Account at Meridian Trust makes managing your business finances much easier, giving you one less thing to worry about. That’s because Business Checking provides you with quick and easy access to all of your account information online, so you can review your account balances, make payments, and transfer money at any time, from anywhere.

    There is no fee for your Standard Business Checking when you maintain an average daily balance of $1,000 or more. For Business Checking with an average daily balance that falls below $1,000 there will be a small monthly $5 fee. Standard Business Accounts are those that are defined as businesses or organizations that are revenue-driven.

    You will have a Free Business Debit Card linked to your Business Checking Account, helping you to keep an eye on transactions. It also provides you with a record of all business debits.

    For those businesses that write checks, the first 100 checks paid each month are free. A small 10¢ fee will be charged for each item over 100.

    Accounts that exceed 100 checks paid/deposited each month can receive an Earnings Credit. The earnings credit is calculated using the average daily balance of the account. Earnings credits are not dividends and will not be paid out.

  • Community Benefit Checking Accounts are defined as non-profit entities or associations, such as churches, fraternal organizations, unions, civic clubs, etc. For Community Benefit Business Checking Accounts, there is no monthly fee and no minimum average daily balance required.

    You will have a Free Business Debit Card linked to your Business Checking Account, to keep an eye on transactions and provide a record of all business debits.

    For those businesses that write checks, the first 500 checks each month are free for Community Benefit Business Checking Accounts. A small 10¢ fee will be charged for each item over 500.

    Accounts that exceed 500 checks paid/deposited each month can receive an Earnings Credit that will accrue to the account to assist in defraying applicable item fees that exceed the thresholds stated above. The earnings credit is calculated using the average daily balance of the account. Earnings credits are not dividends and will not be paid out.

    With Meridian Trust Federal Credit Union, you get personal service from business account experts who get to know you, as well as your business.

For more information about business checking accounts, call 1.800.726.5644 or email us.