Business Equipment Loans

Meridian Trust can work with you to help finance any type of equipment your business requires, from a back hoe, track hoe, or bulldozer; to Bobcats, Caterpillars, water trucks and dump trucks. Our business lending staff will work with you to help you get what you need, at the lowest rate possible.

You benefit from local decision-making; and when you work with a credit union, you’ll find that we can find ways to make things happen where other financial institutions can’t. That’s because we’re more flexible – and understanding – than most other lenders.


LTV (Loan to Value*) Your Credit Score
Term 700+ 699-650
≤60 months 5.00% 5.50%
61-84 months 5.50% 6.50%

*≤80% Maximum Loan to Value. 50%-65% Maximum LTV for Special Use Equipment.

Credit qualification, age 18 or older, and membership required.

Add 1.00% to equipment older than 2011. Rates shown are effective as of June 17, 2019.

Plus $35 for Filing Fees.

To get started with a Business Equipment Loan or to open a Business Account, stop into your local branch, call 1.800.726.5644 or email us.