Business Land Loans

You’ve finally found that perfect piece of land for your business. Or maybe you’re still early in the process and you want to make sure you’ve secured your financing before starting your search or making an offer.

Wherever you are in the process, call Meridian Trust. We’ll provide you with the funds you need to obtain the land you want.

We’d love to hear from you about the property itself, as well as your plans for the land and the timing of construction projects associated with the acquisition. Be sure to check with local officials about zoning for the property, because if you want to build in an area not zoned for development, you’ll need to request to have the zoning changed to meet your needs. Also be sure to find out if the land has any improvements, such as sewers, utilities, streets or other structures. Once you know that the land can be used to fit your plans, that's the perfect time to discuss financing.

Remember that Meridian Trust is a local business lender. We know the rules in the area and can be more willing to work with you on the loan than a lender outside the area who is unfamiliar with the local rules and codes.

You can have a free, no-obligation conversation to go over your land loan needs and how to finance that within your budget.


80% Loan-to-Value Your Credit Score
Terms 700+ 699-650
≤ 60 Months 5.50% 5.75%
120 Months 6.00% 6.25%
180 Months 6.25% 6.50%

Credit qualification, age 18 or older, and membership required. Rates shown are effective as of June 17, 2019.

Can amortize up to 360 months.

Fees: 1% Loan fee plus all costs.

To get started with a Business Land Loan or to open a Business Account, stop into your local branch, call 1.800.726.5644 or email us.