1.25% APY* Certificate Special​

Open your Certificate today and start earning 1.25% APY* (1.244% APR) right away. This 36-month Certificate Special is reviewed annually and adjusts for you automatically. Every year on March 1st over the term, your CD is updated to match the current Fed Funds Target Rate PLUS an additional 0.50%. Your rate will NEVER go down and may go UP over the life of the Certificate. If the Fed Funds Rate decreases over time, your rate won't change. You'll always earn at least 1.25% APY.

  • 36 month term
  • $500 minimum to open
  • Some restrictions apply

Please note: this Certificate Special offer may end at any time and without notice. We urge you to open this right away.

Available as an IRA CD too!

To open a new certificate account, stop by your local branch or call 800.726.5644.

*APY=Annual Percentage Yield. May not be combined with any other offers or specials. 36-month term. Rate shown effective as of 02/28/2021. Rates updated every March to reflect Fed Funds Target Rate plus 0.50%. No rate change if the Fed Funds Target Rate decreases. Multiple accounts allowed. You can move money from an existing CD at Meridian Trust to this certificate special without penalty. Credit union membership required. Limited time only. Offer will end without notice.