1.800.726.5644

Earn Double or even Triple Points, with the Meridian Trust Platinum Credit Card

In November and December 2020, you'll earn two times the rewards points on purchases you make with the Meridian Trust Platinum Card. And, when you make those purchases locally,* you’ll earn three times the rewards points instead!

If you’re going to be using a credit card, be sure to use the one that gives you double or triple the rewards points: the Meridian Trust Platinum Card!

You can use the rewards points for:

  • CASH BACK
  • GIFT CARDS
  • TRAVEL
  • MERCHANDISE

And remember, the Meridian Trust Platinum Card features:

  • No annual fee
  • No balance transfer fee
  • A low fixed rate of 10.99% APR**
  • Worldwide acceptance
  • Local service

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To learn more, stop into your local branch, call 800.726.5644, or send us an email.

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Rates (Fixed Rate)

Purchases (Rates APR**) Cash Advance & Balance Transfers (Rates APR**)
Platinum 10.99% 10.99%

Platinum Card issued to qualifying members with credit scores 680 or above.

INTEREST CHARGES
Penalty APR None
Minimum Interest Charge None
How to Avoid Paying Interest on Purchases Your due date is at least 28 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau website.

FEES
Annual Fee None

Transaction Fees

  • Foreign Transaction Fee
1.00% of each transaction in U.S. dollars
Cash Advance Fee1 3.00% of transaction amount
Penalty Fees
  • Late payment
  • Returned payment
$25 if you are more than 10 days late
$25

1Cash Advance Fee of 3.00% of transaction amount is effective on January 1st, 2019.

*Local purchases defined as being in cities where Meridian Trust has a branch location. This includes Cheyenne, Lander, Jackson, Rawlins, Casper and Rock Springs, WY; Scottsbluff, NE; Gardiner, MT; and Wellington, CO. Purchases will earn 3x rewards points in these locations. Purchases outside these locations, including online purchases, will earn 2x the rewards points instead. Rewards available on Meridian Trust Visa Platinum Credit Card only. Not available on Visa Classic Credit Cards, Visa Business Credit Cards, or Visa HELOC Cards. Rewards points earned on valid purchases only. Rewards not earned on cash advances or balance transfers. Points deducted for returns. For purchases made from November 1st through December 31st, 2020. Points earned expire 36 months after purchase date, if not redeemed. Complete Program Rules are available at the bottom of the MyMeridian Rewards page after you log in through Online Banking. Age 18 or older, membership and credit qualification required. **APR = Annual Percentage Rate effective as of November 1, 2020. Rate subject to change without notice.