On June 1st, 2020, we updated our member and business service agreements. These agreements address the value of your membership, the savings and loans products you have with us, and the advantages and responsibilities that accompany your membership. If you have any questions or concerns about these changes, please call us at 1.800.726.5644 or email us. Thank you.

Terms and Disclosures

Third Party Disclosure
Funds Availability Disclosure (PDF)
Electronic Consent and Communications Agreement (PDF)

Membership and Account Agreements

Business Service Agreement (PDF)
Business Service Electronic Funds Transfer Disclosure (PDF)
Member Service Agreement (PDF)
Member Service Electronic Funds Transfer Disclosure (PDF)
Patriot Act Member Notice (PDF)
Home Mortgage Disclosure Act Notice
Mobile Deposit Terms and Conditions Agreement
ChangeUp Savings Program Terms and Conditions
Privacy Policy (PDF)
Rates and Fees (PDF)

Credit Card Disclosures

Visa Platinum Disclosure (PDF)
Visa Classic Disclosure (PDF)
Visa Business Disclosure (PDF)
Credit Card Agreement (PDF)


Equal Employment Opportunity (PDF)