Free Checking

You want a local place to bank that gives you Free Checking that is really free. That's what you get at Meridian Trust. You get a Free Checking account where you can deposit money, make as many withdrawals as you like, write checks, and use your debit card all with NO monthly charge and NO minimum balance required.

The checking account is free. You can also earn as much as 4.00% APY** on the money in your checking account. Here's how:
  • Keep a $1,000 minimum balance in your checking account
  • Make a minimum of 10 debit card purchases of $5 or more posted to your account during the month
  • Sign up for eStatements
  • Set up one monthly direct deposit
You also get:
If you already have a checking account with us, you are enrolled in MaxRewards automatically.

Open your MaxRewards Checking account today!

Checking is free when you sign up for eStatements.

**APY = Annual Percentage Yield. Balances up to $15,000 earn 4.00% APY. Balances above $15,000 earn 0.05%. Rates effective as of 06/19/2017 and may change without notice. Membership required.

†To earn interest (dividend rate), must meet criteria indicated. Rate paid will be on amounts up to $15,000. Balances above $15,000 will earn 0.05%.

Switching your checking to Meridian Trust is easy with our Switch Kit.

If you have any questions, send us an email. Or you can stop by any Meridian Trust branch location, or call 1.800.726.5644.


Check Reconcilement Form


Your Savings Federally Insured