RV Loan Rates

 Small1 Recreational Vehicle Loans

LTV (Loan to Value*)
Your Credit Score 
(Rates APR†)
Term 72 months or less**
A
B
C
D

5.00%
6.00%
8.00%
10.00%


Large2 Recreational Vehicle Loans


LTV (Loan to Value*)
Your Credit Score 
(Rates APR†)
Term 180 months or less**
A
B
C
D

5.25%
6.25%
8.25%
10.25%

*LTV (Loan-to-Value) is the ratio of a loan to the value of an asset purchased. For example, if someone borrows $23,000 to purchase a car worth $29,000, the LTV ratio is $23,000 to $29,000 or $23,000/$29,000, or 79%.


**Terms greater than 120 months are only for large RVs whose age is ≤ 2 years from the current model year. Add 1% to RVs 5 years older than current model year.


†APR = Annual Percentage Rate. Maximum terms for each loan type are set in the loan policy. All rates are subject to change without notice. Ask us for details. Rates shown effective as of July 8, 2017 and are subject to change without notice.


1
Motorcycles, Snowmobiles, Horse Trailers, Utility Trailers, ATVs, and Jet Skis.


2Travel Trailers, Boats, Motor Homes, Fifth Wheel Trailers, Tiny houses, Campers, and Airplanes. 


Rates shown here are good for all new loans to Meridian Trust, including refinancing of existing loans elsewhere to our lower rates. Loans will be refinanced only if: 1. There is a letter grade improvement in the borrower’s credit score, or 2. The remaining principal balance on the loan is increased by 25% or more.


Apply for a rv loan today! For more information, call 307.635.7878 or email us.