Personal Loans

We get you the money you need to get on with your life.

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Here to help, no matter what life throws your way

Whether for an unexpected emergency or a planned expense, look to Meridian Trust for easy borrowing and low rates.

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    Set monthly payments

    A personal loan is different from a credit card because it has a fixed term and set monthly payments.

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    Competitive rates

    At Meridian Trust, your good credit rating equals lower interest rates on personal loans.

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    No prepayment penalties

    We let you get ahead on paying off your personal loan early!

Personal loan rates

Loan rates are based on the members’ credit bureau report, term (length) of the loan, and the members’ relationship with the Credit Union.

Unsecured Personal Loans

Term

APR* as low as

*Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of February 19, 2024. Age 18 or older, membership and credit qualification required. You are not required to include income derived from alimony, child support, or separate maintenance payments for consideration on your application.

Term

Up to 60 months

APR* as low as

10.99%

Unsecured Solar Panel Loans

Unsecured Solar Panel Loan Type

Term

APR* as Low as

Estimated Payment

*APR = Annual Percentage Rate.

Rates may change without notice. Rates above are effective as of 2/22/2024. Age 18 or older, membership and credit qualification required. Must have a credit score of 650 or higher. 90% Loan to Cost Limit with a maximum loan amount of $30,000. Estimated Payment based on loan amount of $30,000. Must be the property owner where the solar panel system is installed. Loans require use of credit union approved licensed and certified contractor and installer.

Unsecured Solar Panel Loan Type

6 Year Fixed Rate

Term

72 Months

APR* as Low as

7.50%

Estimated Payment

$356.11

Unsecured Solar Panel Loan Type

8 Year Fixed Rate

Term

96 Months

APR* as Low as

8.00%

Estimated Payment

$324.74

Unsecured Solar Panel Loan Type

10 Year Fixed Rate

Term

120 Months

APR* as Low as

8.50%

Estimated Payment

$295.42

Home Equity Line of Credit (HELOC)

Draw Period

Repayment Period

APR* as low as

Adjust/Reprice

Max LTV

*APR = Annual Percentage Rate. $99 origination fee. No annual fee. The rate, terms, and conditions as stated in member’s Home Equity Agreement will apply. Payment in draw period is interest only. APR not to exceed 18.00%. Requires membership and credit approval. Rate subject to change and offer may end at any time without notice. Rates above are effective as of 2/22/2024. Questions? Call us at 800.726.5644.

Draw Period

120 months

Repayment Period

240 months

APR* as low as

9.00%

Adjust/Reprice

Monthly based off prime rate

Max LTV

Lesser of 90% CLTV or $399,999

Get in touch about a personal loan today!

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