Personal Loans

Unexpected expenses come up. That's where we can help. When you need money in a pinch, come to Meridian Trust. Our main purpose is to be a source of money for those in need. It can be a small amount, or a lot. It doesn’t matter. What matters is that we get you the money you need so you can get by in life. Whether for an unexpected emergency or a planned expense, look to Meridian Trust for easy borrowing and low rates.

A personal loan is a loan that is not secured by collateral. It is also sometimes referred to as a "signature" loan. In contrast to a credit card, a personal loan offers a fixed term with set monthly payments.

At Meridian Trust, your good credit rating equals lower interest rates on signature loans. Loan rates are based on the members’ credit bureau report, term (length) of the loan, and the members’ relationship with the Credit Union. There are no prepayment penalties.

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Your Credit Score (Rates APR*) 680+ 600-679 600-0
Unsecured 7.90% 10.90% 13.90%

*Annual Percentage Rate. All rates are subject to change without notice. Ask us for details. Rates shown are effective October 14, 2020.

Credit qualification, age 18 or older, and membership required.

You are not required to include income derived from alimony, child support, or separate maintenance payments for consideration on your application.

Life can be unpredictable, see how debt protection can help you.

For more information about Personal Loans, stop by any Meridian Trust branch location, call 1.800.726.5644, or email.