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New! Solar Panel Loans
You no longer need to pay all in cash or lease equipment in order to have energy-efficient solar panels on your home. Now, with Meridian Trust’s new Solar Panel Loans, you can harness the free energy being provided by the sun, without paying for the entire cost of a solar energy system upfront.
Meridian Trust offers you low fixed rated loan terms from 10 to 15 years. You can borrow up to as much as $500,000. And a real nice feature: there are no closing costs and no payments need to be made on your solar loan until a full month after installation of your system has been completed.
We offer both an unsecured loan option as well as a HELOC option. See below for more details.
|Term Options||10 Year Fixed Rate||12 Year Fixed Rate||15 Year Fixed Rate|
|Term||120 Months||144 Months||180 Months|
|Rate (700+ Credit Score)||W.S. Prime + 0%|
|Rates APR*||3.50% to 18.00%|
|Limit||Lesser of 85% CLTV or $500,000|
1To qualify for an Unsecured Solar Panel Loan, must be eligible for membership at Meridian Trust FCU, and have a credit score of 720 or higher. 90% Loan to Cost Limit with a maximum loan amount of $30,000. Estimated Payment based on loan amount of $30,000.
2To qualify for a Solar Panel HELOC, must be eligible for membership at Meridian Trust FCU, and have a credit score of 700 or higher. 85% Combined Loan to Value Limit or a maximum loan amount of $500,000.
*APR = Annual Percentage Rate. Must be the property owner where the solar panel system is installed. Rates shown effective as of August 28, 2020 and are subject to change without notice. Loans require use of credit union approved licensed and certified contractor and installer. No payments start until installation is completed.