Visa Credit Cards

Check out our Credit Card Rewards program!

Carrying a Meridian Trust Visa Credit Card has many special advantages, including:
  • No annual fee
  • A low fixed rate
  • No cash advance fee
  • No balance transfer fee
  • Worldwide acceptance
  • Local service
If you ever have any questions or need help, you can reach us in-person, over the phone, or by email quickly and around the clock.
You can shop with confidence. The Meridian Trust Visa Credit Card is accepted everywhere and you will have zero liability
if you contact us promptly if the card is lost or stolen.

Our credit cards now have EMV Chips! Learn more about EMV Chip technology.


Credit Card also available for business accounts.

Lost or stolen credit card? Call 1.800.682.6075 (within the U.S. and Canada) , 206.352.3517 (outside the U.S. and Canada, call collect) or log into your NetTeller.

Activate a credit card? Call 1.800.411.6390 (within the U.S. and Canada), 206.352.3477 (Outside the U.S. and Canada, call collect) or log into your NetTeller.

Traveling? Contact us: Call 1.800.726.5644 (within the U.S. and Canada).

After Hours Decline Line: Call 1.888.526.0404 (within U.S. and Canada) or 206.352.4954 (outside the U.S. and Canada, call collect).

*Annual Percentage Rate. Rates subject to change without notice. Age 18, membership and credit qualification required.


Meridian Trust uses Card Member Security to monitor activity on our members' credit cards and will notify us, and you, of any suspicious transactions. When fraudulent card activity is suspected you will be contacted immediately by a fraud analyst to verify the transaction.  

Meridian Trust offers Verified by Visa to put you in control when shopping online. Verified by Visa is a free service offering secure Internet shopping at many online stores allowing you to add a personal password to your existing credit card, getting added security and the reassurance that only you can use your card online. Register your credit card with Verified by Visa.

Meridian Trust offers Verified by Visa to put you in control when shopping online. Register your Visa credit card and create a private password only you can use. Click here to register your credit card with Verified by Visa for maximum online security.

Read the Visa Credit Card Agreement (PDF).

Visa Platinum Disclosures (PDF). 

Visa Classic Disclosures (PDF)

Credit qualification, age 18 or older, and membership required.

You can also apply in-person or ask questions at any Meridian Trust branch location, or call 1.800.726.5644 or 307.635.7878.