Land Loans

You’ve finally found that perfect piece of land for your home. Or maybe you’re still early in the process and you want to make sure you’ve secured your financing before starting your search or making an offer.

Wherever you are in the process, call Meridian Trust. We’ll provide you with the funds you need to obtain the land you want.

We’d love to hear from you about the property itself, as well as your plans for the land and the timing of construction projects associated with the acquisition. Be sure to check with local officials about zoning for the property, because if you want to build in an area not zoned for development, you’ll need to request to have the zoning changed to meet your needs. Also be sure to find out if the land has any improvements, such as sewers, utilities, streets or other structures. Once you know that the land can be used to fit your plans, that's the perfect time to discuss financing.

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Term Your Credit Score: 700+ Your Credit Score: 699-650
(Rates APR*) (Rates APR*)
60 Months 5.50% 5.75%
120 Months 6.00% 6.25%
180 Months 6.25% 6.50%
240 Months** 6.50% 6.75%

*Annual Percentage Rate. Credit qualification, age 18 or older, and membership required. Rates shown are effective as of June 17, 2019.

**Eligible for amounts >$100,000

Fees: 1.5% Loan fee plus all costs.

Apply in-person or ask questions about Land Loans, just stop by your local branch, call 1.800.726.5644 or email us.