Earn 4.00% APY* with Free Checking!  

Earn an AMAZING rate of 4.00% on balances up to $15,000. Now that's a work of art – only at Meridian Trust. 

It's simple. Here's how**:

  • Sign up for eStatements
  • Have 1 direct deposit per month1
  • Make 10 debit card purchases per month2
  • Maintain a minimum monthly balance of $1,0003

You also get:

  • Free Debit Card
  • Free Mobile App
  • Free Online Banking
  • Free Online Bill Pay
  • Nationwide access to over 30,000 Free ATMs
Rate APY $1,000 min. monthly balance Signed up for eStatements Debit Card Transactions Direct Deposit
3.93% 4.00%
0.05% 0.05%

To learn more, call us, email us or stop into your local branch.

Open Account Button

Max Rewards Checking Logo

*APY=Annual Percentage Yield.
**4.00% APY is earned in the months during which these 4 activities occur. For example, if you meet all 4 criteria in July and September, but not in August, you will earn 4.00% in July and September but not in August.
1Requires minimum of one direct deposit per month that must post and clear your account during the monthly cycle. 
2Requires 10 monthly debit card purchases, minimum of $5 per purchase, that must post and clear your account during the monthly cycle.
3Keep $1,000 minimum monthly balance in checking account only, not all deposit accounts combined. 
Must sign-up for eStatements. To earn interest (dividend rate), must meet criteria indicated. Rate paid will be on amounts up to $15,000. Balances above $15,000 will earn 0.05%. Personal accounts only, no business accounts. One MaxRewards Checking Account per account/unique SSN. Rates are declared by the Board of Directors and may change without notice. Ask us for details. Requirements apply and membership required. Rates above are effective as of December 1, 2020. MaxRewards Checking accounts are Tiered Rate accounts. For these accounts, the specified Dividend Rate for a tier will apply only to the portion of the account balance that is within that tier.